In the context of property insurance, what is considered personal property?

Personal property refers to items that can be moved and are not permanently attached to a structure or land. This includes the contents of a home such as furniture, electronics, clothing, and other personal belongings. These items are the possessions of individuals and are distinct from real property, which includes land and any physical structures built on that land.

The other options represent different types of property. Land ownership refers to real estate, which is not considered personal property. Physical structures, such as buildings or homes, are also classified as real property. Investment properties are typically understood to mean a type of real property that is purchased for investment purposes, rather than for personal use or residence. Hence, the only option that accurately represents personal property in the context of property insurance is the contents of a home.