What type of coverage does the BOP include for business income?

The Business Owners Policy (BOP) includes reimbursement for lost profits due to interruptions because it is designed to provide businesses with financial protection in the event that their operations are temporarily halted. This can occur due to covered perils such as fire, theft, or certain natural disasters. The coverage is specifically aimed at compensating the business for loss of income it would have earned during the period of interruption, ensuring that the business can maintain its operations and recover more smoothly.

This type of coverage helps to cover ongoing expenses that must be paid even when the business is not generating revenue, allowing it to maintain its financial stability during challenging times. The focus on this aspect of business continuity makes BOP suitable for many small to medium-sized enterprises that are at risk of income loss from interruptions in their operations.