Which coverage is applicable to buildings detached from the primary residence?

Coverage B is specifically designed to cover other structures on the property that are not attached to the primary residence. This includes items such as detached garages, sheds, fences, and similar structures. The significance of this coverage lies in its ability to protect the value of these additional structures from various risks, such as fire, theft, or vandalism.

In contrast, Coverage A applies to the primary dwelling itself, while Coverage C covers personal property within the home, such as furniture and clothing. Coverage D deals with loss of use, which provides funds for additional living expenses if the home becomes uninhabitable due to a covered loss. Since the question specifically asks about coverage for buildings detached from the primary residence, Coverage B is clearly the most appropriate choice.